Contact Center Developments Encompass Businesses Conducted on a Virtual Scale   

Article by Audrey Banares

The call center industry has been present in the market for so many years already and its extensive presence in the industry has promoted innovation and expansion within the industry. This has brought about changes in the market, especially now that companies are constantly looking for ways on how to conduct their processes seamlessly and more efficiently. Part of its innovation as well, is the emergence of and virtual call centers and its acceptance into mainstream contact center processes.

Xerox (NYSE:XRX) company Affiliated Computer Services (ACS) announced that it has entered into an agreement to acquire European customer service provider Unamic/HCN. This will be the first time ACS, which has locations across different countries including the Philippines, is acquiring a European contact center. This acquisition is expected to further strengthen the global capabilities of ACS, especially that Unamic/HCN

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www.HarveysNetwork.info or work with me at http mary kay mary kay mlm mary kay cosmetics mary kay products mary kay representative mary kay home business mary kay review home based business online home based business sellings mary kay

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Best Home Based Businesses That Work – Global Domains International

Have you been searching for home based businesses that work?  The business opportunity presented by Global Domains International is definitely one of the home based businesses that work, and you can get started on your way to success as a Global Domains International Affiliate for free, but first we should discuss the steps you should take to ensure success.

Click here to experience one of the best home based businesses that work!

As one of the best home based businesses that work, if not the best home based business, Global Domains International has an online marketing structure that is unmatched by any other affiliate company, and the marketing opportunity has all of the necessary ingredients to ensure your online success as an affiliate marketer.  Even though the tools aspect of the business is covered by the company, the marketing aspect should be covered by you.  Don’t be alarmed, because online marketing is not difficult at all, you only need to know how to connect a consumer with your product.

While marketing the best of the home based businesses that work, keep your attention focused upon relevance.  When approaching your audience for the opportunity that you have, whether it be face to face, or through online marketing techniques such as article marketing or pay per click, you will want to remain relevant to the audience that you are speaking to.  You should know that in all marketing aspects, and for any business even the best home based businesses that work, you will want to focus on relevancy, because relevancy will sell you and win for you every time.  A relevant product, with a relevant promotion to a relevant audience, will equate to a winning combination every time.

As a Global Domains International affiliate, your audience will be those who desire to create an income online, those who are retired, those who wish to make money from home, those who wish to supplement their income, college students, work at home moms, people who wish to change careers, even individuals who need web hosting, or those who simply want to  write and create their own blogs.  Any of these audiences would be prime candidates for this example of home based businesses that work, and you would be surprised at the number of individuals who truly wish to get online, and make some money on the internet, but they simply don’t know how.  

Along with the relevant promotion to any of those audiences should come the relevance of the financial stability that comes along with this example of the best home based businesses that work.  The pay plan at Global Domains International is very lucrative, and as you get started with your marketing efforts, keep this in the back of your mind as you work on your promotions, because truthfully, it will pay off for you in dividends.  

Good luck to all of you aspiring internet marketers out there, you can win with Global Domains International, it is truly one of the best home based businesses that work.

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One of the Top Home Based Businesses Visit us at www.CustomersWantYou.com Most greeting cards are sent by women so the card and gift business is an ideal home business for women. The perfect home business for women is for her to get paid for doing something she already loves to do – sending out greeting cards and gifts. This is a home business that is so ethical she will be excited to tell her mom about it.

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The Evolving World of Business Development: Positioning Businesses for Success  

Article by David Montei

It is common knowledge that new projects and business ventures provide the backbone for our economy as job creation is vital to America’s future. However, a paradigm shift in project finance coupled by tough economic times has caused many projects to stall amidst diminished sources of funding. While finding the money to launch, expand, or sustain business ventures is growing more difficult, a new concept of business development procured by FBS Corp may provide the key to unlocking success.

Business development is an emerging concept that reaches beyond simply creating a business plan. It aims to increase the odds of a business gaining the funds needed to achieve and sustain success. Further, experts in this arena believe they can revolutionize how businesses of this nature gain funding by providing a proven, multi-tiered roadmap to tap into unconventional monetary sources.

“Our team believes that the suite of services it offers in business development can have a profound impact on the financing industry,” said Jay Landolfo, VP of Business Development at FBS Corp. “We have created a system that prepares our clients seeking additional funding to achieve an optimal level of success in both receiving funds and proceeding thereafter.”

The business development model created by FBS Corp is based on a multi-faceted approach that reaches far beyond more traditional methods. In the face of spiraling global economic trends and increased competition for venture capital and bank loans, it is extremely important that projects implement innovative methods to prepare themselves for investor expectations.

It is no longer acceptable for businesses that seek additional funds to simply write a business plan, develop a marketing strategy and perform feasibility studies. Investors are looking for more information to ensure a safe return on their investment.

Business development is now being viewed as a revolutionary approach to preparing ventures for funding. It concentrates on the many intangibles typically dismissed or ignored by the more traditional methods. Professionals in this arena help clients develop a strong internal team as a foundation for future success. In addition, these experts also facilitate investor relations by opening new avenues of communication.

Internet marketing and website design initiatives provide a cost-effective, efficient means of gaining a competitive advantage in the crowded market of project finance. These resources are targeted, measurable methods for creating two-way forums in which information can be shared amongst budding business ventures and potential investors.

Such relationship development is a key cog in increasing the likelihood of achieving funding. By discovering what the investor is looking for in a project and aligning these needs with the client’s vision, FBS Corp is able to prepare projects to exceed investor expectations while positioning its clients to achieve optimal success. Business development and its concentration on building relations helps clarify a vision, helping investors understand the project’s feasibility and profitability.

“FBS Corp actively seeks to work with investors on business enterprises aimed at changing the world one project at a time. We are committed to helping investors who feel passionately about the project he or she is investing in by only accepting projects with moral and social values,” added Landolfo.

In addition, the FBS Corp’s business development model seeks to achieve long-term success. It is no secret that many businesses fail even after gaining additional funds. However, business development provides in-depth analyses and planning as well as team development, providing the necessary tools to help transform a vision into a successful operation. Such planning allows a business to foresee future obstacles within its respective market while further convincing investors of its potential for success.

Though business development is an emerging process, it provides a blueprint for translating ideas into profitable services or products. By guiding projects from their conceptual stages through implementation, business development may provide the foundation for future success within the finance industry.

“This new standard in project preparation and management has the potential to help rejuvenate our communities and create more jobs, serving as the answer to many questions currently surrounding the global economy,” said Landolfo.

FBS Corp’s business development matrix possesses all of the tools and resources needed to not only help individual projects and businesses, but may ultimately revolutionize the way in which we approach the financial industry.

About the Author

David Montei is a marketing/communication advisor within the finance sector of business development. Further, he is an experienced journalist having published news and freelance articles.

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The Inland Revenue’s Worst Nightmare: UK Businesses Wake Up and Ship Out  

Article by Susan Davies

Trading conditions are hard and looming increases in business and personal taxes will make conditions even harder. Business is rushing to move profits offshore and reduce taxes; legally and properly; and there’s not much the Revenue can do about it!
UK companies are looking for legitimate solutions that enable them to remain profitable by reducing their costs and increasing profitability. Reviewing the way a business is structured can deliver big benefits. Even businesses with moderate taxable profits can reap rewards.
The outcome of such a review may demonstrate that a business can legitimately and significantly reduce its tax burden by re-organising its structure. A corporate re-structure may include the addition of offshore or international business companies, that take advantage of the UK’s Double Taxation Treaties and low rates of tax in treaty partner countries.
In the following case study a UK company (‘UK Co’) that buys goods from China (‘China Co’) and sells to consumers in the UK.
* China Co sends goods worth €100 per unit, with invoice directly to UK Co.
* At the end of the financial year, UK Co makes a taxable profit of £1,500,000. The corporation tax at 28% = £420,000 so the profit after tax was £1,080,000.
Upon review the owners of UK Co decide to make changes to their corporate structure. They transfer their shares in UK Co and form two new companies:
* Belize company (‘Belize Co’) with a Swiss bank account
* Cyprus company (‘Cyprus Co’) with a Cyprus bank account
* The shares in UK Co are transferred to Cyprus Co. Cyprus Co is owned 100% by Belize Co. Belize Co is owned 100% by the owners.
The new corporate structure took only a few days to establish and was ready for operations by the beginning of the next financial year. The business now operated like this:
* China Co sends the invoice for £100 each unit to Cyprus Co but the goods are sent directly to UK Co.
* Cyprus Co issues an invoice to UK Co for each unit at £150.
* UK Co continues to sell the goods at the same retail price as before.
Therefore at the end of the first financial year using the new corporate structure, UK Co made a smaller taxable profit but this was offset by increased profits of Cyprus Co. The detail looked like this:
* UK Co had made a smaller taxable profit of £750,000. The reduced UK Co profits qualify for tax relief reducing the tax payable to £196,875. Therefore UK Co makes an after tax profit of £553,125
* UK Co pays the £553,125 to Cyprus Co as a dividend. Because of the double taxation treaty between UK and Cyprus the dividend payment to Cyprus Co incurred no tax.
* Cyprus Co made £750,000 profit from the ‘sales’ it made to UK Co and received £553,125 dividends from UK Co. Therefore total Cyprus Co profits were £1,303,125.
* Cyprus Co paid the £1,303,125 to Belize Co as a dividend into the Swiss bank account. Under Cyprus tax rules the dividend is tax free.
* By making changes to their corporate structure, in the first year after the changes the owners reduced their corporate tax burden by from £420,000 to £196,875: a saving of £223,125.
The above example structure cost £2,000 to set up, and £2,500 annually for government fees, accounting/audit and corporate services. YourBooks Ltd in Cyprus offers a wide range of bespoke solutions and special ‘packages’ at cost-effective rates.
Choice of countries and cost of services vary widely and advice from a competent service provider should be sought. In addition to costs there are other important considerations to take into account when planning a new corporate structure.
* Country/Jurisdiction: the choice of which country or jurisdiction to choose when forming a company or choosing a bank account may be influenced by such factors as; tax regime; confidentiality rules; reputation and stability; an extensive network of double taxation treaties; high standard of professional service providers.
* Owner’s vision: Whether an exit plan, divestment plan; or public listing; a corporate structure should support and promote the vision and goals of the owners.
* Flexibility: Things happen; businesses grow, tax regimes shift, an owner’s vision changes; so a corporate structure should be able to be adapted to accordingly.
* Cost-effectiveness. The cost of setting up and administering new companies and banking arrangements.

About the Author

Susan is markeitng manager at YourBooks Ltd in Cyprus: Cost effective accounting and corporate services

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Modern Security Systems have gone beyond just providing secured Homes & Businesses

Security systems have been making ways into homes & businesses throughout the island. In a safe country like Singapore, why is it getting popular? This is because apart from basic security and safety reasons, there are many other situations these systems can be applied to.

The other applications are that it provides evidence to settle disputes by monitoring and recording events with date and time stamp up to seconds. You can forget about keys and access cards with biometric devices. Bosses welcome the biometric technology as bye-bye to employees “Buddy-punching” using traditional paper time card clock-in machine.

Modern security technology has since made the equipment more affordable and easy to operate. Many home and business owners are making this investment a must. The last you would want to do is to put in a security system after you have been victimized. You should be proactively preventing yourself from being an easy target. This relatively modest investment has proven to be worthy as a cost-saving measure to supplement and potentially eliminate manpower.

The types of security technology available are Closed Circuit Television, biometric time & attendance and access control, alarm & burglar system, video intercom system and others.

The improvement of general security technology allows remote access and live monitoring as well as recording of events and incidents for view and playback. The advent of mobile communication technology has further allowed the security application to expand beyond geographical confines of what was previously imaginable.

Biometric technology uses various individualistic attributes of a person including fingerprints, iris in the eyes, retina and geometrical shapes of hands and face to verify his or her identity.  Biometrics offers highly secured methods of verification that are uniquely individual and non-transferrable. It prevents an employee from punching in/out for a fellow colleague. It also prevents access for unauthorized persons without an authorized person physically present.

ED Viston Pte Ltd has installed many systems catering to the different needs of the home & business owners. All have good reason or reasons to own one. Some of the ED Viston’s customers’ requirements are:

-         Customers want to know who is at their door or compound.

-         Customers want to scan for unwanted visitors so as to ensure that there are no intruders to their house.

-         Families with maids or babysitters use the cameras to keep a watchful eye making sure that their newborn or child is treated as supposed to be.

-         Customers who use the system to monitor their elderly parents are safe at home.

-         Parents use it to watch their children are doing their homework.

-         Pet owners monitor their loved pet is not up to mischief.

-         Wife installing a fingerprint door lock at home for her careless husband. No more losing keys.

-         Manufacturing uses fingerprint machine for job costing.

-         Customers use 3G mobile phone to view their home remotely.

So it is not just monitoring your property but also be close to your family members while you are away. All the monitoring can be done remotely on-the-go via internet, PDA and 3G mobile anytime and anywhere with live view.

For owners who have multiple sites, ED Viston recommends the Central Monitoring System. Customers who own businesses in various different locations can monitor their home, office, store, warehouse and factory all in one central console on one screen. It provides business owners with the solution to monitor their staff and their movement in and out of the office, watch their office and business property while they are away and deter theft or track down a shoplifter. Mobile business owners appreciate the ability to view over the internet while they are away, seamlessly integrating with their PDA and 3G mobile phones while on the go. As a value-added solution, there is also technology solution to automatically trigger a notification of an intrusion by unwanted visitors to the busy owners’ mobile phones.

As each home and business requirements are different, you would need to speak to a security consultant to ensure that you are provided with the right equipment and solution for your needs. ED Viston provides the customer with a one-stop solution according to your requirements in a cost-effective way. 

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Labelling Machines Help HOme Businesses

Adding labelling machines to a home business can help keep it running smoothly. No longer will you have to write everything out by hand, especially if you worry about sloppy handwriting. Label machines will help in keeping your office organized and looking neat. Any well run business is one that is organized. Don’t ever forget deadlines because you didn’t put a piece of work in a bin. Labelling machines allow you to mark those small bins for ingoing and outgoing.
 
 You are probably wondering exactly how any small labelling machines could keep things organized. Don’t you need a huge printer? No, actually they come in all sizes now, even small enough to fit on your desk. They may even be smaller than your office stapler. Print out labels for your envelopes, disks, CDs, or baskets. Know where everything is at all times.
 
 This isn’t even the best feature for labelling machines, to me it is the fact you can now print off stamps. This is great, you no longer have to go down to the post office and wait in line. Make sure you have the software for the stamps though, which isn’t hard to get. A home business is always sending stuff out, whether it is fliers, catalogs or packages, stamps are always a big thing.Labelling machines have just made it a bit easier to work at home.
 
 Labelling machines allows you to choose if you want a single label or 100s at a time. Simply fill them up with the paper and click print. These machines make sending things a snap. Don’t be caught with a pain in your wrist from writing all day. Simply type it in and print it off. Offices use these, why shouldn’t you. Be on top of your game with the best things on the market.

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How To Start 3 Online Businesses For Just 0.00

In this bad economy, people are looking to start a home based business with minimal cost outlay and low monthly fees.

My name is Brent Vanderstelt and I am an Expert Internet Marketer and successful home based business owner. What I am about to review here will simply blow you away on how easy and inexpensive it can be to get started and be successful in not one business, but up to three separate business opportunities.

I have been involved in home based businesses and specifically, network marketing for many years. Until I started getting emails from people asking what is the cheapest way for me to join my business, or having to say “I am interested in your business, but I need to save up the money to join”, that it became very clear that my primary business opportunity was letting most people slip through the cracks.

I am going to reveal 3 incredible businesses that you can start right now for JUST 0.00, get a marketing website complete with a automatic email responder, contact manager, calendar and a source of excellent residual income.

Business #1. Magnetic Sponsoring. You can become an affiliate for Magnetic Sponsoring that pays decent money and pays frequently for sales made from your affiliate business with Magnetic Sponsoring.

Get the Free Magnetic Sponsoring 7 Day Video Boot Camp by Mike Dillard. Mike has personally helped thousands of network marketers go from “zero to wealthy” in as little as a few weeks.  And many of his students have achieved total financial freedom in almost every MLM company in the business.

With Magnetic Sponsoring and little effort through writing articles on your online marketing website, business opportunity #2, you can easily make .00-0.00/monthly without ANY expensive advertising. You can start making money right away with Magnetic Sponsoring. Cost .00 no monthly fee.

Business #2. MyiSystem. The MyiSystem is a 100% generic, self branding online marketing system that will help you brand yourself as an expert in your field and is the hottest online marketing system on the planet. Cost, .00/monthly, but refer 3 and it’s FREE!

What is even greater than the MyiSystem marketing website, which is a complete website (online marketing system) with email responder, contact manager, calendar and more bells and whistles than I can mention.

The MyiSystem Affiliate program pays some great monthly residual income on sales of the system. A quick overview of the MyiSystem commission structure: you make .00/monthly or .00/yearly for every online marketing system sold on tier one sales. For example, if you are at the Sapphire level (25 sales on level one) and have 28 referrals, then you will earn 40% (.60/sale/mo.) of each of these referrals’ direct commissions. So if each of those 28 had 12 referrals, then your matching bonus would be (28 x 12 x .60 = ,209.60/month).

Not a bad income right? Add that to an immediate income from Magnetic Sponsoring of maybe 0-0/monthly income. Both of these systems will continue to grow over time as you continue to market each by writing articles on your MyiSystem website.

Business #3: Isagenix Weight Loss and Nutrition is the world leader in nutritional cleansing. I chose Isagenix because of the low cost to join as a consultant or Associate.

Isagenix costs just .00 to become an Associate and NO MONTHLY FEES, and the products are remarkable and the business is still new (7 years) and business is booming.

You are not required to purchase products until you have enough people in your business to justify the extra expense, unless you try and use the products. I do highly recommend the weight loss and nutritional cleansing products. People are losing 7-18lbs a week on the products.

I recommend Magnetic Sponsoring because you can start earning an income almost immediately and you can keep earning decent weekly checks.

The MyiSystem is an incredible system that works in conjunction as an advertising tool to market your Magnetic Sponsoring and Isagenix products while earning commissions just by using and referring the system.

Like I said, the Isagenix products are awesome, there is a huge market and loyal following for the products and the commissions are great also.

You will need a Paypal account that Magnetic Sponsoring and the MyiSystem use to pay referral commissions. Isagenix has its own payment method similar to Paypal.

There you have it, “how to start a business (actually 3) for JUST 0.00. To find out more information about my business opportunities for JUST 0.00, visit my MyiSystem at http://BrentVanderstelt.com or Call 231-206-5333

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Trials and Tribulations of Starting 3 Online E-Commerce Businesses

The economy is down, unemployment is fluctuating and advertisements for making big money from home are everywhere. How do you capitalize on this growing trend? Is it real or a scam? Do you buy into a “package” or develop your own? Should you seek financing or self finance your business? These are all very common and important questions that should be researched and answered. These are only some of the questions that one should answer before launching into a work from home business.

We would like to shed some light on some of these questions based on our recent experiences. We recently launched 3 online businesses, all with very different models and methods. At the end of the article we have include a brief summary of the three businesses that we launched and the effort, cost and learning curve associated with each business model. These will be discussed and used as examples throughout this article. These businesses are listed for reference purpose.

What type of business is right for you?

To answer this, consider the following:

Amount of time you have to dedicate to your endeavor.

It is important that you consider the amount of time that you have to commit to any type of business. Many online business opportunities” reference “Auto Pilot Profits” or something similar and provide numerous examples of successes through their program. What they do not mention is the number of people that are in their programs that have made little to no profits. Any business venture requires time, planning and effort to succeed. Or, you can rely on hope, but hope is not a strategy.

Your likes and dislikes

What do you like to do? People typically know a lot about the things that they like. If you can incorporate this into your business, you increase your chances of success. This happens for a number of reasons.

You are more knowledgeable about key topics related to the business. Strategies and planning efforts will tend to be more on target. Learning curves are shorter leading to faster implementation and problem solving. More time will be spent on the business if it is something that you know and enjoy. Personal abilities

What are you good at and what can you do? It is important that you consider your personal skills. If you are not a people person, don’t choose a business requiring a high amount of interaction with people, such as telemarketing. Proper alignment of your skills will help to improve your chances of success.

Technical ability

What are your technical skills? Technical skills are very important as well. Online businesses involve many of the following disciplines. This list is not complete.

Word processing / spreadsheets / databases Website navigation Search engine familiarity E-mail correspondence Basic accounting Knowledge of government regulations W9 forms for example Payment processing Sales and marketing

To succeed, select a business that lends itself to your current technical capabilities. This shortens your learning curve and reduces your implementation costs.

Your financial situation

How much can you afford to invest before you generate income from your business? This is an important consideration. Remember the old adage,”It takes money to make money”? This still holds true for online businesses. The difference is that you may not need as much money and the money is used in different ways. For example:

Location: Typically your home versus the old fashioned “brick and mortar”. Equipment: Home computer and internet. Staffing: No staffing requirements. You are a one person show. People are hired on a service by service basis as needed. Marketing: Conventional marketing Collateral materials, pamphlets, brochures Business cards Radio or TV adds Online marketing (Critical for ANY ONLINE BUSINESS) Viral marketing Organic marketing Social marketing Search engine optimization

“Package” businesses provide some of these services, but not all of them. Services provided vary from business to business and cost different amounts. Ask questions. If you choose to develop your own business from scratch, be aware of all of the potential costs. For more information, see the examples provided below for some of these types of costs.

Work from Home “Package” Businesses

What are “Package” Businesses?

A “Package” business opportunity is what I consider to be the online version of a franchise. These companies offer a “guaranteed” process and all the tools needed to make money online. Often, there is some kind of up front fee required. These types of companies provide services such as:

A proven method to succeed (be cautious) Customer lists (may cost extra) Other work from home businesses for you to join Products to represent Search engine optimization (may cost extra) Shopping cart utilities (may cost extra) Some form of training SSL (may cost extra) Weekly recommendations and tips or a “coach” Your own website of some kind

Services and tools such as these can all be very helpful and provide excellent earning opportunities. Some key things to consider are:

Additional “upgrade” costs once you’ve bought in? Is there an established account base to start with? Recurring costs? Reputable business? Search page rankings of the sites being provided? Will your earnings be “traffic dependent”? What is the conversion ratio of traffic to your site? How many people typically purchase something when they come to your site?

Be aware of common “strong arming” techniques used when speaking with “Package” businesses. These techniques can cause a lot of frustration and worry.

Are you the sole decision maker for this business?

They are ‘guiding’ you into a position to have to say yes. This offer is only good for the duration of this phone call. You must give me an answer now. If the deal is so good, it should be available tomorrow or next week. Take your time!!! It’s your money!! This special offer will expire soon! Order now! If you are interested, get in contact with the company listed on the website. Normally, the offer will still be valid. Don’t rush into anything. Work from Home “Package” Business Examples (Alphabetical Order) Blogging Day care E-bay Entertainment related such as free chat webcam modeling. Facial and skin care products Google Legal Services Loans and mortgages Pet sitting Publishing articles for pay Quality auditors Sales & Marketing Information Products Services Shopping services Transcription Twitter

In general, if you are considering buying into a “package” business, weigh all of the information provided and ask questions. Once you’ve narrowed down the field a bit, do more research. There are a wide number of blogs and websites discussing these topics. Do your homework.

Develop Your Own Business Self Development Options – Launching your own ideas.

Developing your own online work at home business model can be very exciting, rewarding and challenging. This option provides for the greatest degree of freedom and scope. It also requires a much greater amount of resources, thought and effort. Online work from home business development options run the entire gambit from a simple webpage with your product and a contact number to highly complex, high bandwidth dynamic website that allows total customer interaction.

Every type of website has its place. The difficult part is identifying what is needed and how to implement it in the timeframe required for the least amount of money. Consultants make very good livings helping people do just that. Here are a few things to consider when developing your own online work from home business.

Website development

When developing your own website, you will need to have some working knowledge of HTML and CSS. If you have not done this before, the “Dummies” series of books are a great place to start. They have good instructions and step by step examples. If you have never programmed before, I recommend that you find a friend or developer that understands web programming. Site templates provide a quick way to begin your development and jumpstart your design. There are a wide range of sites online that provide templates to fit your business model. Do a quick simple search for “website templates” or something similar for a list of possible resources. You can also do a quick search to find excellent freelance web developers that provide great value.

Software

As part of your website, you may need specific software applications or applets to be incorporated. If you are lucky, most of the software will be “out of the box” applications that can be incorporated directly into your web design by you or your developer. If not, you may need to research and hire a software development expert or company.

Implementation Rules of Thumb

Be aware of potential costs versus time needed to implement. Some rules of thumb:

Expect it to take twice as long as you estimate. This allows you to plan accordingly. Plan for twice the cost of the initial development costs. This allows for changes, modification and tweaking. Be ready to be charged for major and minor changes. You may sometimes be charged for the quote and the “pre-engineering” time. Read every detail of a contract before signing. Do not assume that it matches verbal conversations. Launching does not mean you will start making money. It’s a long and winding road. This is just the starting point.

For our site, LavenderLive, we hired outside services to customize their “off the shelf” free chat webcam software package for us. The cost of the core software and customized options was approximately ,000.00 so far and we have recently purchased ,700.00 worth of engineering hours for a few additional changes that we have requested. We have been in process for nearly 4 months and have just recently launched, 6 weeks later than expected.

Site hosting

Now that you have your site development underway, the next step is to decide how and where you are going to host it. Where will your site reside? Will it reside on your home computer, not recommended, or on a server somewhere? Website hosting services vary in many different ways. You will need to select the host site that best fits your business model. Some things to think about are:

Data rates allowed FTP services General security measures Maximum number of connections allowed Number of allowed sub domains Number of e-mail accounts Secured servers? Shared or dedicated? This impacts the amount of information that can be passed back and forth at one time and performance of your website. Our webcam site requires a huge amount of bandwidth to pass video and audio information. Software compatibility Storage limits Online Sales and Commerce

If your website requires cash or credit card sales, you have many options and a major decision to make. The simplest option is to provide contact information and direct the customer to contact you directly to process the order and get the payment information. If you want to process credit card orders, you will need to have an account that allows you to process these transactions and the correct equipment to do so. This account is called a merchant account. There are some issues with this method though.

Your transactions are delayed if you are not able to process the requests or if you are waiting for payments in the mail. This slows down the buying process. Customers may elect to continue searching versus contacting you. Increased order tracking and processing complexity. Your business accounting and tracking software is probably not incorporated directly into your site so it most likely needs to be updated manually.

Another option is to arrange for a payment gateway and merchant account. A payment gateway is the service that allows you to securely process credit card orders online and transfer the information between customers, merchants and payment processors. According to Wikipedia, a payment gateway is defined as:

“A payment gateway is an e-commerce application service provider service that authorizes payments for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar. It is the equivalent of a physical point of sale terminal located in most retail outlets. Payment gateway protects credit cards details encrypting sensitive information, such as credit card numbers, to ensure that information passes securely between the customer and the merchant and also between merchant and payment processor.”

The merchant account accepts the online payments from your site and your payment gateway. According to Wikipedia, a merchant account is defined as:

“A merchant account is a type of bank account that allows businesses to accept payments by debit or credit cards. A merchant account also serves as an agreement between a retailer, a merchant bank and payment processor for the settlement of credit card and/or debit card transactions.”

Quite often, payment gateway and merchant account services are offered as an all in one service, but not always. A common solution is to employ services such as PayPal to handle these transactions. They provide an online payment gateway and merchant service. When selecting your payment gateway and merchant account services, you need to be aware of the costs associated. Each service provider should provide you with a complete list of their fees, terms and conditions. Some things to consider are:

Up front application fees Fixed monthly fees Fixed transaction fees Variable transaction fees (or Discount Rate) Discount Rate Termination Fees Miscellaneous Fees Hold backs (or RMRF – Rolling Merchant Reserve Fund) Contract timeframe and requirements Visa and Mastercard registration fees.

Not all payment gateways and merchant accounts are created equal. Do your homework and analyze all options. To do this properly, you will need to estimate your average monthly transaction amount and your average number of transactions per month. This will help you to determine if a high fixed transaction fee is better or if you want to go with a higher “Discount Rate”. Keep in mind, payment gateway providers and merchant account providers, if separate companies, will have different fee schedules and bill you separately for the same transaction.

Website Traffic

So, you’ve got your site developed and you are ready to make some money. Unfortunately, it’s not usually that simple. First you need to get people to your site to see your products and services. This is where the SEO (Search Engine Optimization) comes in. I recommend that you consult with an expert on this topic to accelerate your web traffic and search engine standings. SEO involves a wide range of activities and techniques to increase the number of people visiting your website. The following is a partial list of SEO related techniques and activities:

On page content Anchor tags Headlines Key words Meta tags Page titles Page text Quality content Organic Content Articles posted on other sites (news / magazines / commerce) Blogging Inbound links – these can be embedded in the articles and blogs. Viral / Social marketing Blogging Facebook Myspace Twitter

Search engine optimization is not something that you do just once. This must be done on a regular basis with new content, ideas and techniques to ensure a high search engine placement. This is a constant battle that never ends, but is well worth the effort.

Summary

An online work from home business can take on many forms and be implemented in what seems like an infinite number of ways. Some key things to remember:

Be ready for obstacles, issues and challenges. Know your capabilities and goals Research, research and more research Select a site properly designed to facilitate search engine optimization Take your time in selecting your business and resources

Most of all, enjoy, have fun and good luck.

Real Live Work from Home Examples Affiliate Site (actual site not listed due to the nature of the content) Self developed affiliate or link website High amount of development and personal time needed to implement. Approximate Cost: 0.00 Time in business: 6 months ROI: None Today’s Unemployment Blogging site based on a “buy in” program through another company Minimal development or personal time needed to implement. Approximate Cost: ,700.00 Time in business: 4 months ROI – None LavenderLive (Listed to show an example of a professional development project) 18 years or older only Free Chat Webcam Company utilizing outside development and consulting resources. Extremely high amount of development and personal time needed to implement. Approximate Cost: ,000 (and still increasing…) Time in business: 1 month ROI: Too early to estimate. Still launching.

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